It’s hard to believe that we’re fast approaching the last quarter of the year. We will be celebrating the holidays before we know it.
As the year ends, it’s important to review the insurance benefits you have remaining and put together a plan to maximize them. As most of you already know, if you don’t use them you lose them. There is no roll-over of unused benefits from year to year.
But what is a dental insurance benefit anyway? Do you really receive a benefit when you consider what you pay for the coverage and limited amount of dollars insurance pays on your behalf? Most of my insured patients only have an annual plan benefit of $1000 to $1500 dollars, and that’s after a $50 to $100 deductible and a lot of other restrictions. Some may include:
- Missing tooth clause
- Waiting periods
- Replacement clause
- Frequency limitations
- Age restrictions
When I started my practice, I decided that I would never let an insurance company dictate the care that I provide my patients. I also firmly believe in treating every patient fairly. This means I charge the same price for dental treatments whether you are uninsured, insured, or a part of a managed care plan. This means I use the same high-quality supplies and equipment on every patient.
Although I am not “in-network”, we accept most all insurance plans.
I welcome you to my practice and promise you will find real value in the level of care, comfort and service we provide. As always, if we can answer any questions regarding your insurance or dental treatment options, please give us a call 440-354-0705 or schedule an appointment online.
Patrick J. Soria, DDS
Leave a Comment